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	<title>Comments on: Current Home Mortage Rates Dropping</title>
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	<description>Helping You Buy Your Home</description>
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		<title>By: frampton martin</title>
		<link>http://news.mortgagecalculator.org/mortage-rates-may-soon-fall/comment-page-1/#comment-919</link>
		<dc:creator>frampton martin</dc:creator>
		<pubDate>Wed, 18 Mar 2009 12:19:37 +0000</pubDate>
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		<description>Times of house prices and mortgage rates decline are crucial for house buyers because one needs to decide whether to buy a house immediately, or wait for further price reductions. Even though houses are becoming cheaper the basics remain the same when looking at some important factors. You might want to take time out considering the expenses on real estate commissions and taxes and rethink your idea of purchasing a new house for selling it after 2-3 years.The credit score benchmarks have risen from 720 to 740, and lenders are loking at your credit worthiness. Don&#039;t forget to check out the down payment percentages as well.</description>
		<content:encoded><![CDATA[<p>Times of house prices and mortgage rates decline are crucial for house buyers because one needs to decide whether to buy a house immediately, or wait for further price reductions. Even though houses are becoming cheaper the basics remain the same when looking at some important factors. You might want to take time out considering the expenses on real estate commissions and taxes and rethink your idea of purchasing a new house for selling it after 2-3 years.The credit score benchmarks have risen from 720 to 740, and lenders are loking at your credit worthiness. Don&#8217;t forget to check out the down payment percentages as well.</p>
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		<title>By: Caryl Thomas</title>
		<link>http://news.mortgagecalculator.org/mortage-rates-may-soon-fall/comment-page-1/#comment-902</link>
		<dc:creator>Caryl Thomas</dc:creator>
		<pubDate>Mon, 20 Oct 2008 02:27:10 +0000</pubDate>
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		<description>I have seen money-merge account promotions that use a purchased software program and a personal line of credit to significantly increase the rate of paying off a mortgage by maximizing the effect of extra/larger payments.  Are these programs worth the time and investment (e.g.$3,500 for  software), and do they really work?  Do you think the average person can accomplish essentially the same thing by making extra payments each month or using your calculator site?</description>
		<content:encoded><![CDATA[<p>I have seen money-merge account promotions that use a purchased software program and a personal line of credit to significantly increase the rate of paying off a mortgage by maximizing the effect of extra/larger payments.  Are these programs worth the time and investment (e.g.$3,500 for  software), and do they really work?  Do you think the average person can accomplish essentially the same thing by making extra payments each month or using your calculator site?</p>
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